Own A Home
Dorchester Habitat for Humanity constructs safe, permanent homes in partnership with low-to-moderate-income individuals and families who are not able to afford a conventional mortgage. Dorchester Habitat for Humanity provides a hand-up – not a handout – to local individuals and families.
Qualified future homeowners contribute sweat-equity hours assisting in the ReStore and construction of homes for other families before ultimately helping to build their own homes. Additionally, qualified future homeowners participate in financial education coaching and classes to prepare them for homeownership. In return, they receive an affordable, no-interest home mortgage. Monthly mortgage payments are used to help build future Habitat homes.
UNDERSTANDING MORTGAGES: A GUIDE TO THE DIFFERENT TYPES AND HOW THEY FUNCTION
Qualifications
Important Announcement
Our Homeownership Program selection period has ended. Please be sure to check our website periodically as to when we announce our next open application period.
Requirements To Apply
- Live and/or work in Dorchester County for the last year.
- Ability to pay an affordable Habitat mortgage.
- Need for decent and affordable housing.
- Willingness to partner by completing 425 hours of sweat-equity.
Questions? Email home@dorchesterhabitat.org or call 843-851-1414 ext. 112.
HOUSEHOLD INCOME GUIDELINES
| Family Size | Minimum Annual Income | Maximum Annual Income |
| 1 | $25,760 | $58,880 |
| 2 | $29,435 | $67,280 |
| 3 | $33,110 | $75,680 |
| 4 | $36,785 | $84,080 |
| 5 | $39,760 | $90,880 |
| 6 | $42,700 | $97,600 |
To be eligible to apply with Dorchester Habitat for Humanity, you must live and/or work in our geographic service area. We serve Dorchester County. If you do not live and/or work in Dorchester County, you will want to contact the Habitat for Humanity affiliate that serves your community. Please be certain that you live and/or work in Dorchester County-having a Summerville address does not mean that your address is in Dorchester County.
